Share the love and earn £50

Refer a friend to Tide and you'll both earn a £50 cash bonus. A thank you from us to you.infoPromotional terms and conditions apply

Refer a friend Refer a friend Sign up to refer

Recommend Tide to a friend in five easy steps


Receive referral code

Get your Tide referral code in the app


Share with your friend

Pass your referral code on to your friend

Icon mobile-phone

Open an account

Your friend enters the code while opening their Tide account


Spend £500

Your friend spends £500 on their Tide card over 3 months


Receive £50 each

We’ll pay you both a £50 bonus as a thank you

How does the Tide referral bonus work?

Our mission is to help those who work for themselves. Over 575,000 sole traders, freelancers and limited companies have chosen Tide for their business banking needs.

Refer a friend and support other small businesses

We’re all about growing our community. And that’s where Refer a Friend comes in. We’ll send you a unique referral code in the app for you to share with your friend.

When your friend opens a business bank account with Tide, they just need to enter this code. Once they’ve spent £500 on their Tide card during the first 3 months, we’ll pay you both a £50 bonus as a thank you.

Promotional terms and conditions apply.

Refer a friendRefer a friendSign up to refer


Get £50 when you open a Tide account today

So your friend’s referred you – congratulations! You’re just a few steps away from joining our community and earning you and your friend £50 each too.

Here’s how to sign-up with your Tide referral code:

1. Sign up through the Tide app

Get the Tide app via the App Store or Google Play Store and apply for a Tide business bank account.


2. Enter your referral code

When you get to the ‘Add referral code’ screen, enter the code shared with you by your friend.


3. Wait for account approval

When you get to the ‘Add referral code’ screen, enter the code shared with you by your friend.


4. Start using your account

You’re a Tide member – congratulations! Start spending on your account and save time with the in-app smart features.


5. Spend £500 and get a £50 bonus

Simply spend £500 on your Tide card in the first 3 months and we’ll deposit a £50 thank you to you and your friend in your Tide accounts.

Want to earn more? Start referring your friends too!


A £50 reward for you and your friends

To refer your friends to Tide, you just need to:

  • Be a current Tide member 🛡️

    Have an existing business account with Tide

  • Share your unique referral code 🔑

    Get your referral code in the More section of the Tide app

    Your friend needs to:

  • Sign up for an account ✔️

    Enter the referral code when they open an account

  • Spend £500 💳

    Make Tide card transactions worth £500 in the first 3 months

    The more friends you refer, the more bonuses you’ll receive. To learn more, see our referral scheme terms and conditions

Tide App timeline

Why choose Tide for your business banking needs?

  • Trusted by over 500,000 businesses

    From sole traders to freelancers and limited companies, we’re all about saving businesses time and money, so you can get back to doing what you love.

  • All your business account needs in one app

    Create and pay invoices, set spending limits for your team with company Expense Cards, upload receipts, and tag transactions with your own labels - it’s all in there.

  • Loved by accountants

    Connect in seconds and sync with a range of popular accounting software, including Sage, Xero, QuickBooks and Crunch.

  • Member perks

    As a Tide member, you’ll unlock exclusive discounts and bonuses all designed for small businesses. Enjoy free subscriptions, freelance offers and get savings on training.

Trusted by over 575,000 UK businesses


Refer a Friend FAQs

How will I receive my reward?

Your £50 bonus will be paid into both you and your friend’s Tide accounts within 8 weeks of your friend completing £500 worth of transactions on their Tide card.

What conditions must referrals meet for me to earn my reward?

For you and your friend to both earn the £50 bonus, your friend needs to complete £500 worth of transactions with their Tide card (excluding any disputes or recharges) within 3 months of having opened their account. For more details, see the referral programme terms and conditions.



How many friends can I refer to Tide?

There’s no limit on the number of friends you can refer to Tide, but we reserve the right to withdraw the programme at any time.

How do I refer a friend?

We’ll send you a referral code by email or via the app. Simply share your code with your friend. They enter the referral code when they sign up for a Tide business bank account. Once their account is opened, they just need to spend £500 during the first 3 months and we’ll give you both £50 as a referral bonus.

What is Tide Refer a Friend?

The Tide Refer a Friend programme is an exciting opportunity for you to earn cash rewards by recommending Tide to your friends. It’s a way for us to say thank you for bringing more members to the Tide community.

When your friend opens a business bank account with Tide, using your referral code and spends £500 on their Tide card in the first 3 months, we’ll give you both a £50 bonus.

Help, my question isn’t answered here…

Find answers to all our most frequently asked questions and how to contact our Member Support team.